This comprehensive guide reveals the true financial impact of flood damage, showing how just one inch of water can cost homeowners up to $25,000 in repairs. The article breaks down where costs accumulate (flooring, drywall, appliances, mold remediation), explains why standard homeowners insurance doesn't cover floods, and demonstrates the remarkable 13:1 return on investment that flood prevention measures deliver. Backed by current FEMA, NOAA, and NFIP data, it provides actio